Most Popular Lending Content
Disclosures Timing on Phone and Mail Apps
11/17/2003
Disclosures must be signed and dated within 3 days of application. Does this apply if someone applies by mail of by phone?
Pledging a Jointly Owned CD as Collateral
11/17/2003
When a Joint CD is used as a collateral on a loan must both parties pledge the collateral or is the one borrowing the money the only one necessary? If a loan is secured by a CD the has a POD on it must the POD pledge the collateral also for the loan?
HOEPA Triggers for 2004
11/17/2003
What is the total fee and point figure under HOEPA for 2004?
Variable Rates on Consumer Construction
11/17/2003
Can we use variable rates for consumer residential construction loans? We've been told by consultants that consumer construction loans HAVE to be fixed rate.
Perfecting a Lien on Aircraft
11/17/2003
What is necessary to perfect a lien on aircraft? Does something have to be filed with the FAA?