Most Popular Lending Content
Balloon Loan Disclosures
10/18/2004
What law or regulation addresses the balloon notice requirement for mortgage loans? Is it a state law requirement?
Signing a HUD-1/1A
10/18/2004
Do you know if there is a regulation or law that requires the HUD-1 to be signed by the title officer? If not what is the reasoning behind having this signature on the document? We were cited by the examiners for not having this.
Lending efficiencies in a changing rate market - TREEV
10/18/2004
With today's rising interest rates resulting in declining loan volume, how can a bank improve the bottom line while continuing to ensure loan quality?
Seller's Disclosures of OREO
10/18/2004
We sold property that was previously an OREO and financed the sale for the purchaser. Are there any special disclosures that should be provided?
Loan Denials for Third Party Applications
10/18/2004
Do Notices of Adverse Action need to be sent when application is sent to a bank by a dealer/merchant?