Most Popular Lending Content
SCRA Rate Change After Discharge
09/06/2004
Under the Servicemembers' Civil Relief Act, when can you change the rate back to the contract rate? I have heard there is a 90-day grace period.
Fees Affecting the APR
09/06/2004
Exactly which items from the standard HUD are APR fees?
Business Loans and Disclosures
09/06/2004
I'm working on a loan for a customer which has the customer's residence and 232 acres as collateral. This is for a business purpose. Do I have to have a residential loan application and a notice of right to receive a copy of an appraisal? Also, do I need the right to rescission, since the loan's purpose is for business?
Disclosures at Application
09/06/2004
What disclosures must be given at the time of a mortgage application?
"Joint Credit" Acknowledgments on FS Updates
09/06/2004
Reg B requires our commercial and ag customers to initial the top of the personal financial statement if applying for joint credit. Annually we mail out blank personal statements to our ag and commercial customers to update the credit files. Do these forms need initials also?