Most Popular Lending Content
What is the TIL Definition Of A Credit Sale?
05/05/2003
I need the definition of credit sale under Truth in Lending. A piece of ORE property is sold to a customer for x dollars, he pays us with proceeds of a loan he took out secured by a vehicle. Would we need the sales contract disclosure using the 5th box or not? We are not financing the property since the collateral is the vehicle?
Software Available To Compute Historical Data For HELOC Programs
05/05/2003
Where can I obtain software to compute historical table data for home equity line of credit programs?
Draft
05/03/2003
News Release
May 3, 2002
for more information, contact:
Cj Sartor, Sartor Associates, Inc. 318/324-1644
Adequate Reserves and Other Hot Buttons
05/01/2003
by Jeffrey K. Bagby, Regional Examiner, Oklahoma State Banking Department
Delinquencies On The Rise
04/30/2003
A survey conducted in conjunction with the Consumer Bankers Association revealed higher delinquency rates in some areas of lending in the last year compared to the previous year.