Most Popular Lending Content
Looking Out and Looking In
12/01/2004
Since their invention or evolution, banks have been designed for protection and security. Those who manage financial institutions are protectors.
Fair and Accurate Credit Transactions Act (2 page chart)
12/01/2004
The FACT Act has been the compliance challenge of 2004 – along with a few other things such as Bank Secrecy, fair lending, and information security.
Credit History Notices
12/01/2004
Question: This new notice about credit histories, where and when do we have to give the notice?
What Makes CRA So Difficult?
12/01/2004
At its core, CRA is a simple concept. It simply says that financial institutions should make loans and investments and provide services in their service area.
Policy Reviews
12/01/2004
Question: Every year we load up our board meeting with policy reviews. And every year, we get complaints from the board and management about how time- consuming this process is.