Most Popular Lending Content
Adverse Actions and the FTC's Address
01/17/2005
What is the proper mailing address for the Federal Trade Commission for an adverse action notice?
Collecting GMI on a Construction Loan
01/17/2005
Can you collect the government monitoring information on a construction loan application? Our construction department uses the regular 1003 form, but I thought you could not collect this information for construction loans.
Is It a Finance Charge When Paid by the Seller?
01/17/2005
If the seller pays the prepaid fees, do they still affect the APR, the amount financed and the finance charge?
Content of the Adverse Action Notice
01/17/2005
If we deny a mortgage loan because the collateral is not acceptable for a second lien, does the credit bureau information need to be included?
Fees in Finance Charge
01/17/2005
Is flood cert included in the APR calculation?