Most Popular Lending Content
Disclosure of Construction to Balloon Loan
10/04/2004
If a loan is made to a consumer as a short-term construction loan, and after construction is then converted to a 5-year balloon loan, what are the disclosure requirements?
Unfair or Deceptive: New Warnings from OCC
10/01/2004
In Advisory Letter 2004-10, the Comptroller of the Currency advises national banks on credit card marketing and account management practices that may be unfair or deceptive.
Rescission and Security Interest
10/01/2004
Question: We are making a short-term loan for a lot purchase. As an abundance of caution, we are also taking a security interest in the borrower's principle dwelling.
Gramlich on Subprime Loans
10/01/2004
In his address to the Financial Services Roundtable Annual Housing Policy Meeting, FRB Governor Gramlich discussed issues related to subprime lending. Subprime loans have some typical features.
The Security Officer's Role, Part 1
10/01/2004
by Dana Turner, Security Education Systems