Most Popular Lending Content
Is This HMDA Reportable?
06/21/2004
If a 2004 commercial loan is secured by residential real estate either as primary or secondary collateral is it HMDA and CRA reportable?
Reg. B - Complete Application
06/21/2004
I had an application sent to me from a dealer. The customer did not complete the address line. I notified the dealer that I needed that completed before I could look at the application. This was never done. How do I treat this application in terms of Reg B?
Does a Rescission Form Go To Each Person
06/21/2004
Can both parties involved in a loan sign the same receipt on the right of rescission, or do they need to sign separate pieces of paper?
Initial Escrow Statement Accuracy
06/21/2004
If the initial escrow statement doesn't depict any disbursements, is it out of compliance?
Did HMDA Allow "NA" Entries Pre-2004
06/21/2004
For HMDA reporting prior to 2004, were you able to use the codes for "not applicable" for reporting applicant race and sex for multi-family dwellings?