Most Popular Lending Content
Long First-Period Mortgages
03/07/2005
Can banks offer all types of installment loans, including mortgages with a 90-day period until the first payment is due, with remaining payments due monthly?
Does the Spousal Signature Rule Affect Perfection?
03/07/2005
If we are not making the spouse sign the note, but we are making the spouse sign the security agreement, isn't our right to perfect the lien by filing a UCC or EFS affected?
Is This Fee a Finance Charge?
03/07/2005
Is a fee collected for the preparation of extension/modification documents on a consumer non-real estate loan a fee to be included in the APR?
APR Formula for Construction Loan
03/07/2005
What is the formula that needs to be used when figuring the APR for a consumer construction loan?
Can a Defaulted Loan be Modified?
03/07/2005
I would like to modify my client's defaulted loans with the lender, perhaps by getting the lender to add the arrears amount and assessed fees to the back of the mortgage contract. Is there certain documentation needed for this request, or how can I competently make this request?