Most Popular Lending Content
Rolling the Closing Costs into Loan Amount
02/09/2004
Can closing costs be rolled into the loan amount on a home equity loan (closed end)?
Timing on HELOC Disclosures
02/09/2004
How soon after a Home Equity Line of Credit Application is received should the note, right of recission, and other disclosures other than the early ones go out?
Rescission Form for HELOCs
02/09/2004
Is there a different recission form for HELOCs? We are now using the same form as with first mortgages.
Wording for Consumer Loan Apps
02/09/2004
Where can I find a copy of the exact information/wording that is to be placed on a consumer loan application that is also used for real estate-secured requests? Using the Internet for research, much of the info seems contradictory.
New HMDA Sign
02/09/2004
When do we have to change the language on our HMDA notice in the lobbies of our branches to include ethnicity? Logically, the data collected in 2004 is the first to show ethnicity so I would think the notice language is changed to include that in 2005, when that data is available. I have found no source for new posters or even for the language other than your Guru Speaks about HMDA...any help would be appreciated. Thanks!