Most Popular Lending Content
Fighting Predatory Lending
04/01/2005
A coalition of public and private organizations in Philadelphia has launched a campaign to fight predatory lending in that area of the country.
Payday Lending: Still on the Front Burner
04/01/2005
In recent years, we have coined a variety of terms for high-cost, short term loans. The names can vary from late payment fees through overdraft protection to payday lending.
Using HMDA Data: What to Expect
04/01/2005
There is no better indicator of how HMDA data will be used than the ideas expressed by members of the Federal Reserve Board's Consumer Advisory Council ("CAC").
Refinancing and Construction Loan Disclosures
04/01/2005
Question: We are making a complicated loan to a customer. The customer is making significant improvements to his house and also wants to refinance the existing mortgage.
RESPA: The Chicago Title Case
04/01/2005
There's a new major enforcement case involving RESPA and for once the enforcee is not a financial institution: it's Chicago Title, the nationwide settlement company.