Most Popular Lending Content
Finding Finance Charges
07/01/2002
No matter how you count or measure compliance risk, Truth in Lending has led the list for decades. The number of errors that translate into violations is always high.
Fee to Realtor for Taking the Application
07/01/2002
Is it a RESPA violation for a mortgage lender to pay a % of the loan commission to the Realtor if the realtor actually takes the loan application and the fee is disclosed on the settlement statement?
HOEPA Changes Explained
07/01/2002
Is there a simplified summary of the current, pending HOEPA changes/regulations, pertinent to a mortgage nondepository lender?
Order for Applying Credit Card Payments
07/01/2002
What are the regulations concerning the application of the principal portion of a payment when the loan is against a credit card that has different balances kept for purchase advances, cash advances and balance transfers? Is it permissible to reduce only one of these balances with the principal portion of the payment or must each balance be reduced? If each balance must be reduced, what is the formula used to decide what portion of the principal is applied to each balance?
Finding the Regs
07/01/2002
I need a complete copy of what Reg H says, is there a Web site that will give me details of each regulation or some other place I can look?