Most Popular Lending Content
Auto Loans: Declaring Default and Accelerating The Debt
09/02/2002
What is the proper procedure to follow in regards to rewriting an auto loan due to the security being held as collateral for that loan being withheld by member/customer. We have contacted the member/customer on numerous occasions in regard to this matter.
Reducing Loan Fees For Employees Only
09/02/2002
Our bank is considering providing an employee benefit which would reduce the closing fees when they finance a new home purchase or refinance their existing first mortgage. In particular, we are questioning whether the bank can pay for the outside costs such as attorney costs for title search and title insurance, appraisal fees, and etc. (for employees only) without violating any regulations.
Directors and Officers - Protect Yourselves Against Negligence Claims -- Zurich
09/02/2002
As a director or officer of a financial institution, what should you do to protect yourself against claims of negligence?
Home Equity Loans and RESPA
09/02/2002
Someone is getting a loan secured by his home to add a pool to his backyard. Do RESPA and the Right of Rescission apply?
Retention Period For Lending Documents
09/02/2002
I'd like to know the retention period for lending documents and loan file data.