Most Popular Lending Content
Free Credit Reports Available -- Depending Upon the State
12/01/2004
by Mary Beth Guard
Consumers who live in any one of the following thirteen states may request a free annual credit report beginning December 1, 2004:
Lessons in Enforcement Actions: Predatory Lending
12/01/2004
Safety and soundness is an important element of avoiding predatory lending. Just look at the requirements in the FRB's consent order with Utah Bancshares and the Bank of Ephraim.
Fair Lending Enforcement: Something Old, Something New (7 Action Steps)
12/01/2004
The U.S. Department of Justice is working hard at fair lending enforcement. This is not a concern that has faded into the background. Quite the opposite is true.
CRA: The OTS Proposal
12/01/2004
When the agencies issued the current version of the CRA regulation, they agreed to revisit the rule in five years. That is about all that they currently agree on.
Looking Out and Looking In
12/01/2004
Since their invention or evolution, banks have been designed for protection and security. Those who manage financial institutions are protectors.