Most Popular Lending Content
Signatures: How to Document Signatures (5 Action Steps)
11/01/2004
With the Federal Reserve's most recent attempt to clarify the signature rules of Regulation B, the debates about compliance and proof of compliance are running rampant.
Enforcement, Anyone?
11/01/2004
OCC has updated its standards for mandatory enforcement actions. The big four are BSA, ECOA, Fair Housing and Flood.
Are Inspection Fees Finance Charges
11/01/2004
On an interim construction loan for a home, if we charge an inspection fee and collect it up front, do we disclose this as a finance charge and affect the APR?
Home Improvement Loan Disclosure
11/01/2004
Question: We are making a home improvement loan to a customer. Can we prepare disclosures the way we would for construction loans?
CRA and Democracy
11/01/2004
Jack Kemp, keynote speaker at PCI's annual CRA and Fair Lending Colloquium, stated that CRA is the greatest democratizer the world has ever known.