Most Popular Lending Content
FRB Study on Prescreened Solicitations
07/01/2004
As required by the FACT Act, the Federal Reserve Board has initiated action to conduct a study on how the credit and insurance prescreening and solicitation system affects consumers.
Selling and the Customer
07/01/2004
When it comes to designing marketing campaigns, the marketing staff tends to view compliance with some skepticism - if not outright hostility.
FTC Study on Credit Scores
07/01/2004
The FTC has solicited comments on its study of the effect of credit scores on the availability of insurance and credit products.
Reg. B - Complete Application
06/21/2004
I had an application sent to me from a dealer. The customer did not complete the address line. I notified the dealer that I needed that completed before I could look at the application. This was never done. How do I treat this application in terms of Reg B?
Does a Rescission Form Go To Each Person
06/21/2004
Can both parties involved in a loan sign the same receipt on the right of rescission, or do they need to sign separate pieces of paper?