Most Popular Lending Content
Exception tracking and loan delinquencies
04/14/2024
Why is exception tracking especially important during periods of rising loan delinquencies?
Document expiration dates and collateral perfection
04/14/2024
Why are document expiration dates important for collateral perfection?
Is the NMLS ID # supposed to go on HELOC documents too?
04/14/2024
Does the NMLS ID# number need to be included on HELOC agreements and Deeds of Trust / Mortgages?
Does the $8 Credit Card Late fee cap apply to my bank?
04/07/2024
We have a small credit card program and portfolio. Do we need to lower our credit card late fee to $8?
Optimizing complaint log use
04/07/2024
What is the most common way that banks record or log complaints and inquiries to have available when the examiners come in looking to see what we have?