04/15/2013
When setting up businesses for online banking, ACH, and remote deposit capture, does the bank maintain control over users of the business or do they set up an administrator for the business for them to maintain?
01/02/2012
What information should be presented in a board report on a branch robbery?
10/31/2011
We recently had a business customer deposit checks at our office. This business also has an account at another bank with remote capture. We received several checks that are already being deposited by remote capture from this business. What are the legal steps to take with this customer? Freeze account? SAR? Charges?
11/22/2010
What is your opinion on the risks associated with allowing consumers (individuals or non-businesses) to use remote deposit capture services?
03/17/2009
We have been offering remote deposit capture for nearly two years. The FFIEC guidance issued in January, 2009 says institutions should do a risk assessment first. We didn't. Is it too late?
03/09/2009
I was asked to identify improvements to our credit risk assessment process. The more I researched, the more overwhelming the task became. Analysts want me to dive into every minute detail of stress testing and spreading while the executives want me to focus on how to maintain healthy margins and credit quality. Where is the best place to start?
12/26/2008
How do you recommend that a Remote Deposit Capture customer secure its scanner? Is the scanner itself a security risk?
12/17/2008
How long should a remote deposit capture customer keep the original checks?
11/17/2008
How quickly do we need to give customers access to funds represented by remote deposit capture items. In other words, does Reg CC apply to consumer remote deposit capture items?
11/07/2008
We are trying to assess the risk posed by offering remote deposit capture. Can you point us to any regulatory issuances that might be helpful? What is the associated risk with offering remote deposit capture in a US Territory…for instance the US Virgin Islands?