05/13/2013
We had a deposit made into an account that is an estate account. Who do we put in Section A of the CTR? We put the person who brought in the deposit in Section B.
04/02/2013
FinCEN conducted an assessment of SAR reports on money laundering involving the residential real estate industry.
03/25/2013
I have an existing mortgage on land. We are disclosing a construction loan. Should the security interest description in the fed box show purchase money AND real estate or simply real estate and does that really matter. The assumption clause is there either way.
05/07/2012
I have a question regarding correct filing requirements for perfecting a security interest. The company is incorporated in Delaware and they are registered in Virginia (not domesticated). Our collateral is not real estate and is not farm/timber related collateral. Do we file in both Delaware and Virginia?
04/30/2012
I have a question regarding correct filing requirements for perfecting a security interest. The company is incorporated in Delaware and they are registered in Virginia (not domesticated). Our collateral is not real estate and is not farm/timber related collateral. Do we file in both Delaware and Virginia?
01/16/2012
Do the provisions of the Servicemembers Civil Relief Act on maximum interest rate apply to a service member's non-owner occupied 5-family rental property?
11/14/2011
If we as the lender own the real estate that has two houses and is less then 25 acres, does RESPA apply when an applicant requests a loan on the owned real estate?
07/18/2011
I recently attended a Harland Laser Pro Regional Conference. It was indicated that the SAFE ACT states that mortgage lenders must register for a NMLSR. Does this include loan officers that just take Home Equity Loan and HELOC applications?
05/16/2011
A spouse's name is not on any real estate loan documents except for the mortgage for homestead rights. Should the spouse's name be on the right of rescission?
04/25/2011
When a customer dies who is receiving a social security check in the middle of the month, how do you determine if the deposit needs to be returned?