Most restaurants offer senior discounts now at about age 55 and so we want our Seniors Checking account product to be available at age 55. Our compliance officer said it violated Reg B, but then left the bank. This isn’t a loan product, so what gives?
How does imaging software support business continuity objectives?
Does the final rule require small banks to collect and report CRA data.?
My bank makes QM Balloon loans and one of my new loan officers is insisting he does not have to stay under the QM 43% Debt to Income cap. He does, doesn’t he?
To be a Small Creditor QM, must the loan be made in a rural or under served area?