What is the rule on tolerance of what the lender is allowed to change on loan documents after the closing of the loan?
We had the 6 points of information for an application but lost track of the request and took too long to deny it as we were awaiting additional income information from the applicant. What can we do now?
Most restaurants offer senior discounts now at about age 55 and so we want our Seniors Checking account product to be available at age 55. Our compliance officer said it violated Reg B, but then left the bank. This isn’t a loan product, so what gives?
If credit is denied because of issues related to only one applicant, for example a charge-off, can we disclose that reason to both applicants, and do both applicants get an Adverse Action Notice?
Has there been a case where a lender tried so hard to assist minority applicants that it had a fair lending issue with majority applicants?
Can stimulus payments be held for Citations and/or Levys?
What was the HMDA data problem from 2019?
What will our industry expect as to civil money penalties in the next year.
Do you really believe CMPs will increase a lot in the next year?
In terms of UDAAP, what makes something “Abusive”?