Regulation Z is practically synonymous with Alan Dombrow, National Bank Examiner, who never tires of working with that Regulation.
Question: If a director's account has an overdraft and the director covers the overdraft before the 2:00 p.m. pay/no-pay deadline, is the overdraft a loan for purposes of Regulation 0?
A provision buried in the regulatory burden act's section on "Regulatory Micromanagement Relies" requires the bank regulatory agencies to review requirements for internal written policies to identi
Regulation Z's new finance charge rule treats charges imposed by third parties as finance charges when the creditor requires the borrower to use the third party.
The final rule provides clear guidance on the treatment of debt cancellation fees, GAP, and similar items that function as alternatives to credit insurance or credit life insurance.