Most Popular Compliance Content
HMDA Small Bank Exemptions
12/01/1998
The FRB has determined that the threshold asset size of a bank used to determine whether the bank is exempt from HMDA reporting will remain at $29 million.
Question & Answer
12/01/1998
Question: How do we file companies for the Phase II exemption? Isn't there supposed to be a form?
Question & Answer
12/01/1998
Question: Our auditor wrote up several of our branches for placing incorrect holds.
Reasons For Denial: What Works?
12/01/1998
ECOA requires creditors to give the applicant the reasons for denial. Ever since ECOA when into effect, there have been disputes about what constitutes a valid reason.
Satisfactory CRA Ratings
12/01/1998
In the OCC's most recent published list of CRA ratings, not a single bank was rated below "Satisfactory." One bank did get an "Outstanding." First National Bank of Southwestern Ohio earned an "Outs