Latest Compliance Topics

Question: I am concerned about how our bank will perform under the new CRA regulation. We are a small bank (less than $250 million).

With the issuance of the new Currency Transaction Form (CTR - Form 4789) it's time to take another look at what we're doing right-and, more importantly, what we're doing wrong in complying with the

Question: Our bank is planning to offer a "debit" card. Is there anything we should be concerned about under ECOA?

October 1,1995 was to have been a big day in the world of criminal referrals and currency transaction reporting. Simplified forms and reporting procedures were to have taken effect that day.

Question: What is the difference between a co-applicant and a joint applicant? Are these different from a co-signer?