Most Popular Compliance Content
Improving Your CRA Rating in a Competitive Market -- GeoDataVision
11/01/2004
My bank's performance rating under the CRA lending test was "needs to improve" (3 points). We are in a difficult competitive market that will make it hard for us to extend more mortgages in LMI neighborhoods. What else can be done to improve our performance rating?
Credit Bureau Address
11/01/2004
Question: Why does the FCRA require us to give the applicant a street address for the credit bureau?
FDIC Appeals Process
11/01/2004
FDIC has updated its guidelines for appeals of material supervisory determinations. See FIL-113-2004. The guidelines lay out a clear process and timeline for appeals.
How?
11/01/2004
How?
Compliance has undergone an enormous change. Or, if you prefer, a significant evolution. It is the change from "what" to "how."
Enforcement, Anyone?
11/01/2004
OCC has updated its standards for mandatory enforcement actions. The big four are BSA, ECOA, Fair Housing and Flood.