Most Popular Compliance Content
CRA Branch Lobby Notice
01/19/2009
We are a branch of a bank whose main office if about 190 miles away. What address do we need to provide on our CRA lobby notice?
Guru Followup Question - Is it Service or Savings?
01/19/2009
According to the Consumer Compliance Handbook, Division of Consumer and Community Affairs, ATS stands for (Automatic Transfer Service) accounts. See your recent Q&A 11/10/08 <a href="http://www.bankersonline.com/compliance/guru2008/gurus_comp111008e.html">"Who is eligible to maintain an Automatic Transfer Savings (ATS) account?"</a> Which is correct Automatic Transfer Service or Automatic Transfer Savings?
Bank Querying Customer on Age & Retirement Plans
01/19/2009
Is it appropriate for a bank to ask a customer what age group are you in and what age do you plan on retiring?
SCRA Notice in Past Due Mortgage Notices?
01/19/2009
Should we include the SCRA Notice Disclosure to Servicemembers in ALL past due mortgage notices?
RESPA - Non-Borrowing Owner Sign Initial TIL & GFE
01/19/2009
Do we need to have a non-borrower owner of title sign an initial TIL and GFE for a RESPA transaction? Reg Z talks about material disclosures, but I can’t find what is considered a material disclosure. Which other documents besides the deed of trust and riders need to be signed by a non-borrower owner of a property?