Most Popular Compliance Content
HMDA Data Use It
04/01/1998
There have been plenty of debates about whether HMDA data proves anything. The general consensus is that, while it may not prove much of anything, it can blow a lot of smoke and raise red flags.
Question & Answer
04/01/1998
Question: If we have a commercial customer that we believe may be violating the Fair Housing Act, is the bank also liable?
Is It Safe from Discrimination?
04/01/1998
Fundamentally, there are two things to do with a mortgage loan: keep it or sell it. Many banks keep "flexible" loans in their portfolio while selling more standard loans to the secondary market.
Appraising Appraisals For Fairness
04/01/1998
Looking for discrimination in appraisals is a front burner activity for fair lending advocates.
Question & Answer
03/01/1998
Question:In a previous issue, you explained that a director provided professional expertise - in this case medical practice - to loan decisions on applications from members of the same or si