Most Popular Compliance Content
Signage Required for Holiday Closings
01/03/2005
Are there any compliance issues involved in the time frame for posting your holiday closing signs?
What Fees are Marked as Prepaid
01/03/2005
Of all the settlement fees that can be found on a HUD and GFE, which ones should be marked as a prepaid finance charge? Or, if it's easier, what shouldn't be marked as a prepaid finance charge?
Customer Referral Rewards Program
01/03/2005
We would like to start a customer reward program where we pay existing customers $10 for every new customer they refer to us. Are there any regulatory or compliance isssues that this would raise?
Passing on fees for automated underwriting system
01/03/2005
Can fees for automated underwriting systems (Desktop Underwriter and Loan Prospector) be charged to the borrower? Are they a finance charge under Reg Z?
Fees for coin-counting services
01/03/2005
Are there federal statutes or regulations governing the use of self-serve coin sorting kiosks, where the customer receives a voucher for the deposited coins that it redeems with a teller? Is there a limit to the fee that may be charged?