Is CAN-SPAM consumer protection and limited to consumers?
If we offered a HELOC teaser rate in the past, does that APR need to be reflected in the Application Disclosure Historical Index Table? The Official Interpretation of 1026.40(d)(12)(x) 4. Amount of discount or premium. This uses the word "may."
Can email notifications be sent for abandoned property? My understanding is that this is subject to what each state may require depending on the address the account holder is located. Some states require a written notice to be mailed. So if we meet E-SIGN requirements would that supersede state requirements? Would CAN-SPAM Act also need to be considered as not being in violation since it talks about "notification of a change in the recipient's standing or status"? I'm thinking this Act is more related for purposes of commercial electronic mail.
Does CAN-SPAM apply to those emails sent by platform employees to let their preferred customers know of new rates, etc.?
Does the CAN-SPAM law apply to email announcements of weather-related branch closings or other information about office hours?
Can a financial institution offer a current customer a gift card if they participate in an online survey that is sent to their email that we have on file? We are not soliciting a product, just wanting their opinion on our services.
Even though legal trends favor plaintiffs, should my bank try to fight an ADA lawsuit or should we just make our website and mobile applications ADA compliant?
What is the DOJ's position on ADA website compliance under the Trump Administration?
Does my bank's mobile app need to be compliant with the ADA?
How many banks have been sued under the ADA in federal court?