Most Popular Compliance Content
Gift Cards - Monetary Instruments?
03/31/2008
Are gift cards still not considered monetary instruments? Is this something that is coming in the future?
Security Officer Reporting Structure
03/31/2008
I plan to include a recommendation in my annual report to change the current reporting structure for the Security Officer. Presently, I report to the VP of Retail Operations. I am seeking references to cite that advise the bank security reporting structure should be in other areas such a finance, risk, administration, but not through retail because of the apparent potential for downward influences and the need for independence.
The Great Debate: Credit or Public Records Data
03/24/2008
Should my bank use an identity verification solution based on credit data or public records data?
BSA Retention Policy & Loan Documents
03/24/2008
What loan documents does BSA affect in a retention policy? How long are these items supposed to be kept?
Deposit to Loan Ratio
03/24/2008
Is deposit to loan ratio regulated and if so, what agency regulates them?