Bankers' Hotline, Volume 32, Number 12

New Year: New Regulatory & Risk Challenges

by Teri Wesley

While we can’t predict what the New Year will usher in, industry trends and regulatory changes that are on the horizon give us a glimpse into what we can expect in 2023.

In The News

• New CRA Asset Thresholds for the New Year
• The FDIC Modernizes Their Advertising Rules
• Consumers Want More Fintech Oversight

Statistics, Facts, & Such

Tech Update
Gated Security for ATMs

Spotlight on What's Happening

Training Page
Hiring Armed Security Officers to Prevent Robberies

by Jim Beveridge

Crime prevention is the most complex variable to quantify in the deliberation over whether to accept the risks associated with deploying armed security guards in your bank branches.

AML/KYC Bill for Digital Assets

With the rise in cryptocurrency for illicit use, lawmakers are pushing for more robust regulation of the digital asset industry.

Card Testing Attacks are Back

The rapid acceleration of e-commerce and online businesses has led to the return of a once popular card fraud tactic.

Focus on Fraud

• ATM Thieves to Face Stricter Penalties
• Are Banks Breaking Up with Zelle?
• Strike Three for Safer Banking for MRBs

From the editor's desk
The Vigilante Crime Fighters of the 1920s and 1930s

by Jim Beveridge

During the Great Depression, bankers were often viewed by the general public as the "bad guys" and bank robbers were regarded as celebrities instead of villains.

War Stories

• Twas the Night Before Christmas at the Bank

Regulatory Roundup

Questions & Answers

• The Evolution of the Bank Protection Act

Other Bankers

• Giving Tuesday Goals
• Swiping for Nonprofit Support
• Funding Hurricane Relief
• Supporting Safety in Schools