Compliance Action, Volume 13, Number 5

Flood Insurance: Proposed Guidance from the Agencies (4 Action Steps)

By Lucy Griffin

The agencies have published proposed Q&As comprised of the existing ones plus some new intepretations for their flood hazard insurance regulation, with a 60-day comment period.

Solving the Mortgage Crisis (5 Action Steps)

By Lucy Griffin

The solutions being considered by Congress and the agencies for dealing with with the mortgage crisis are not without challenges.

Calculating Holds

By Lucy Griffin

Check holds should be standard but exception holds are more complex and involve more knowledge about how to place the hold.

Compliance Notes

• Who Writes Checks?
• MSB SAR Compliance
• SAR Numbers
• Fair Lending Enforcement
• OCC Gets New Ombudsman

Compliance Calendar

In the Editor's Opinion
Looking at Regulation After the Crisis

By Lucy Griffin

Before designing a fix to the mortgage crisis, we should look carefully first at what the problem is.

Compliance Q & A

• Flood Insurance Notice to Customer Already Covered
• FCRA Notice Requirements When Credit Report Not Used

FDIC Survey on Unbanked

By Lucy Griffin

FDIC's long-range planning includes a survey sent to sample banks to learn more about services - current and potential - to the unbanked.