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Compliance Action, Volume 19, Number 15

December 24, 2014

Fair Lending: Is Data Driven Enforcement Fair? (2 Action Steps)

By Lucy Griffin

The CFPB's use of data analysis methods to make assumptions about the race and ethnicity raises certain questions.

CRA: A New Look Using Old Tools (3 Action Steps)

By Lucy Griffin

One of the most significant changes in CRA examinations has been the change from the twelve assessment factors to the current three-test evaluation.Even though no longer used in examinations, the twelve assessment factors are a guide to getting results.

Action Training
CRA Old and New (Chart)

The old twelve assessment factors previously used by examiners to evaluate performance under CRA are re-presented, along with five major categories of consideration.

Compliance Notes

Compliance Calendar

In the Editor's Opinion
Sit Back or Push Back?

By Lucy Griffin

Every time a financial institution rolls over and pays up, it adds fuel to the enforcement fire. Fighting back is risky, but sitting back and taking it can be costly.

Compliance Q & A

Executive Director:
Lucy H. Griffin, Esq.
Board of Advisors:
Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina

Compliance Action

Bankers' Hotline

Compliance Action