Compliance Action, Volume 19, Number 15
December 24, 2014
Fair Lending: Is Data Driven Enforcement Fair? (2 Action Steps)
By Lucy Griffin
The CFPB's use of data analysis methods to make assumptions about the race and ethnicity raises certain questions.
CRA: A New Look Using Old Tools (3 Action Steps)
By Lucy Griffin
One of the most significant changes in CRA examinations has been the change from the twelve assessment factors to the current three-test evaluation.Even though no longer used in examinations, the twelve assessment factors are a guide to getting results.
Action Training
CRA Old and New (Chart)
The old twelve assessment factors previously used by examiners to evaluate performance under CRA are re-presented, along with five major categories of consideration.
Compliance Notes
- Free Credit Scores Not So Free
- MSB Roundtable
- FDIC Integrates OTS Flood Regs
- College Credit Card Agreements Decline
- FPB Sued Freedom Stores
- Good News on Mortgages
- OCC Revises TILA Handbook
In the Editor's Opinion
Sit Back or Push Back?
By Lucy Griffin
Every time a financial institution rolls over and pays up, it adds fuel to the enforcement fire. Fighting back is risky, but sitting back and taking it can be costly.
Compliance Q & A
- Executive Director:
- Lucy H. Griffin, Esq.
- Board of Advisors:
- Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina
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