Compliance Action, Volume 18, Number 1

Regulation E: CFPB Proposes Changes to International Remittance Rule (5 Action Steps)

By Lucy Griffin

The CFPB has published proposed changes to the final Reg E rules on international remittances. Whether your institution will continue to offer international remittances or not, the proposed changes and the reasoning behind them are revealing.

Legal Procedures: When is a Rule "Issued?" (3 Action Steps)

By Lucy Griffin

The agencies responsible for issuing rules, collecting information and carrying out their respective responsibilities must comply with their own set of procedural requirements.

Action Training
Training to Prevent Mistakes (List Items)

By Lucy Griffin

The best policies, procedures and training programs can't prevent compliance violations that may occur from simple, human error.

Compliance Notes

• What Happened to the CAC?
• UDAAP Isn't Just for Big Banks
• Servicing Settlement
• CFPB's January Regulatory Agenda

Compliance Calendar

In the Editor's Opinion
What Really Keeps You Awake at Night?

By Lucy Griffin

The compliance burdens that cause sleepless nights aren't always limited to simple, or complex, regulatory requirements.

Compliance Q & A

• Requiring Loan Customers to Maintain a Deposit Account
• HELOCs and Repayment Terms on Default Loans
• Disclosing Fee Increase to Multiple Account Holders

Go Green!