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Compliance Action, Volume 15, Number 12

September 30, 2010

Truth in Lending: More Proposals! (5 Action Steps)

By Lucy Griffin

The Fed's latest proposal to Reg Z contains a potpourri of changes.

Is It An Application Yet? (Chart)

By Lucy Griffin

When an application actually becomes an application varies with each regulation.

Compliance Notes

Compliance Calendar

In the Editor's Opinion
What's Really Wrong with Consumers

By Lucy Griffin

Lack of consumer education is clearly illustrated by a finding in the Fed's study on the effectiveness of credit insurance disclosures.

Compliance Q & A

Un-Fair Lending is Expensive

This lender found out just how high the price of discriminatory lending can be.

Mortgages, Foreclosures and CRA

Some important lessons have emerged from the recent economic crisis.

Escrows for Jumbo HPMLs

Proposed changes to Regulation Z would raise the HPML escrow account trigger for Jumbo loans.

Executive Editor:
Lucy H. Griffin, Esq.
Board of Advisors:
Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina

Compliance Action