Compliance Action, Volume 23, Number 8/9

*** From the Editor: Articles uploaded ***

Once the issue is complete, the .pdf version will be available (and you will receive an email alert).

- Patti Joyner Blenden, Editor

ADA
Understanding Financial Institutions’ ADA Compliance Challenges

by Kelly Blankenship, CRCM and Patti Joyner Blenden, CRCM

The number of people living with disabilities is growing at a staggering pace! Let’s take a step back together to get the big picture before you delve even further into ADA compliance than you already have.

Action Training
ADA Compliance Recommendations

by Patti Joyner Blenden

Financial institutions should consider taking the following actions to make their institution and website accessible to all individuals.

WCAG
Web Content Accessibility Guidelines (Chart)

by Patti Joyner Blenden

There are three levels of compliance with WCAG guidelines supporting accessibility, progressing from the minimum Level A conformance, up to the highest level, AAA. This 2-page chart will help you keep all the details organized.

Reg P
Regulation P’s Annual Privacy Notice Amendments (4 Action Steps)

by Mary MacNamara and Patti Joyner Blenden

Finally, the wait is over as the Bureau issued its final amendment to Regulation P on August 10, 2018, implementing the affected notice provisions of GLBA. It has been nearly three years that financial institutions have been anticipating the amendment to Regulation P. The Bureau’s final amendment became effective on September 17, 2018 and we dive into the details.

BSA
Sharing BSA Resources

by Patti Joyner Blenden

The Federal banking Agencies with Bank Secrecy Act (BSA) responsibility issued an interagency statement on sharing Bank Secrecy Act resources. The interagency statement addresses instances in which financial institutions may enter into collaborative arrangements to share resources to efficiently and effectively manage their ever-increasing BSA and anti-money laundering (AML) obligations.

Action Training
GLBA Annual Privacy Disclosure Timeline of Changes

by Patti Joyner Blenden

There have been quite a few staggered and sometimes overlapping statutory and regulatory requirements for consumer privacy disclosures. We knew a matrix would be handy to keep the timing straight, especially when monitoring or auditing.

HMDA
Real HMDA Relief for Low Volume Reporters

by Ronette Schlatter and Patti Joyner Blenden

On August 31, 2018, the Bureau of Consumer Financial Protection (Bureau) issued its highly-anticipated interpretive and procedural rule to implement and clarify changes made by Section 104(a) of EGRRCPA to the Home Mortgage Disclosure Act (HMDA).

HMDA
HMDA Quick Reference Guide: Partial Exemption for Low Volume Filers

by Patti Joyner Blenden

Listed are the HMDA data points and fields impacted by the Economic Growth, Regulatory Relief and Consumer Protection Act (EGRRCPA)

Compliance Calendar

In the Editor's Opinion
Leave No "Thank You" Unsaid

by Patti Joyner Blenden

Compliance Notes

• Real Estate Valuation FAQs

Compliance Q & A

• HMDA Loan: Reporting number of units
• Collateral property is condemned
• Reg E EFT error examples
• Do we need an LEI if not reporting a ULI?
• 3 Reg E Scenarios

Compliance Online
FTC Cybersecurity Blog

by Patti Joyner Blenden

The Federal Trade Commission published the first blog of cybersecurity topics for small businesses. It has great downloadable material.