Compliance Action, Volume 20, Number 1

Mortgages: Not Many Consumers Actually Shop (3 Action Steps)

by Lucy Griffin

When taking on mortgage loans, consumers are not comparison shopping to ensure they get the best mortgage, according to a recent CFPB survey.

Prepaid Cards: More Consumer Protections (2 Action Steps)

by Lucy Griffin

The CFPB wants to extend the same protections afforded that are afford to credit cards to prepaid products.

Compliance Management
Setting Priorities for 2015 (Chart)

Setting priorities is the most effective way to manage the new and ongoing compliance challenges in the year ahead.

Compliance Notes

• CFPB and Personal Information
• OCC Updates Handbooks
• OCC and BSA Risk
• New FCRA Fee
• Regulatory Review
• Student Financial Products
• CFPB's Advisory Boards

Compliance Calendar

In the Editor's Opinion
Protecting Consumers

By Lucy Griffin

Financial institutions go to great lengths to protect consumers. What are consumers doing to protect themselves?

Compliance Q & A

• Joint Intent Requirements for Loss Mitigation Request
• Modifying HELOC for Delinquent Payments
• Fees on GFE for Changed Circumstances

2015 Executive Guides Coming Soon!

Preorder the revised 2015 Executive Guide to Compliance Regulation booklets now!