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Compliance Action, Volume 21, Number 8

July 22, 2016

Fair Lending: A Blast From the Past (3 Action Steps)

By Lucy Griffin

Just when we think intentional discrimination in enforcement is a thing of the past, the CFPB's latest fair lending enforcement action shows that intentional discrimination is still with us.

Overdraft Practices: UDAP Strikes Santander Bank
(4 Action Steps)

By Lucy Griffin

Nothing serves as a reminder to monitor and manage third-party vendors better than the case of a $10 million fine imposed on a bank for illegal overdraft services for debit card transactions.

Key Points of Reg Z HPML and HOEPA/HCML Loan Regulations (Chart)

By Patti Blenden

There are so many special categories and provisions today in the Reg Z HPML and HOEPA/HCML Loan Regulations. Our quick reference chart will help you remain in compliance with the major provisions in these two important regulations.

Compliance Notes

Compliance Calendar

In the Editor's Opinion
What Drives Predatory Lending?

By Lucy Griffin

Predatory lending has taken its toll on banks. How and why – and how to prevent more damage to the industry – requires an understanding of what drives predatory lenders.

Compliance Q & A

Executive Editor:
Lucy H. Griffin, Esq.
Associate Editor:
Patti Blenden
Board of Advisors:
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina

Compliance Action

Bankers' Hotline

Compliance Action