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Compliance Action, Volume 13, Number 7

June 09, 2008

FACT Act: The Long-Awaited Risk-Based Pricing Notices (4 Action Steps)

By Lucy Griffin

The agencies have toiled to produce the FACT Act's risk-based pricing notice proposal and to make it workable.

Illustrations for Hybrid ARM Products (4 Action Steps)

By Lucy Griffin

Model disclosures for hybrid ARMs are available to explain confusing aspects of ARM products to consumers and to illustrate and compare mortgage terms.

Proposed Risk & Credit Score Notices (Chart)

By Lucy Griffin

Proposed Risk & Credit Score Notices (Chart)
The agencies' attempt to combine notice information in a single notice is laudable but may present a challenge to manage in a compliance program.

Compliance Notes

Compliance Calendar

In the Editor's Opinion
Cost of Customer Service - to the Customer

By Lucy Griffin

The automation of business services can save your staff time but at what cost to your customers?

Compliance Q & A

Executive Director:
Lucy H. Griffin, Esq.
Board of Advisors:
Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina

Compliance Action