What is the rule on scanning and retaining drivers licenses online?
How can we open businesses online under current Customer Identification Program?
Would we still have to ask purpose, source and transactional questions?
Won’t it be easier to forge business documents when we are not personally with the customer?
In the past, secretary of state information is not always reliable and easily changed. How can we rely on those public websites?
What is the proposed change to ESIGN?
Are there any risks for a financial institution if we accept a check from a client for deposit to their savings account and the check is payable to our
financial institution, instead of making it payable to the account holder?
I have a question about check endorsements. For example, assume a check is made payable to John Doe. Mary Doe brings in check to cash and endorses it
John Doe by Mary Doe. John Doe doesn't appear to be our customer. We have no way of knowing if Mary Doe has authority to sign for John Doe. Should this
check have been cashed?
What do the letters LE mean after a person's name on a check?
We were notified by a customer on September 27, 2019 that there are 72 POS debits totaling $1,373.01 from PlayStation on her account that she did not
authorize. Since Visa will only allow us to go back 120 days for disputes, how much of these transactions is the bank responsible to refund to the