Harold and Tom have a joint account. Is there a problem with them using that same account for their business?
Our customer is furious because we paid a check on his account that he wrote over eight months ago. He claims that was illegal because the check was stale-dated.
We made a car loan and sent a cashier’s check to pay off the prior lender. The cashier’s check got lost. Can we go ahead and replace it?
When does the bank have to make ACH direct deposits available for withdrawal?
Are deposits of U.S. Treasury checks (for a tax refund, for example) always subject to the next-day availability requirement in Regulation CC?
On a debtor-in-possession account, can it be left alone as it was originally set up?
Do we have to give paper checks and paper statements on bankruptcy accounts?
If one owner of a joint account issues a check that overdraws the account balance, can the bank recover the overdraft balance from the other joint owner?
How are multiple accounts insured by FDIC for Chapter 11 Bankruptcy?
If we cash a check on another bank payable to our customer, can we charge it back to our customer’s account if it is returned unpaid?