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Vendor Guru Q&A - Operations

Electronic Management of SAR Files

Latest Operations - New Accounts Topics

Foreign Businesses and SOS

06/10/2019

Can a foreign business be required to file at the secretary of state?

Foreign Businesses and SOS

06/10/2019

Can a foreign business be required to file at the secretary of state?

W-8BENE? Who completes?

06/02/2019

What is a W-8BENE?

Shell companies and money laundering

05/26/2019

What is a shell company?

Sole Proprietors or Sole Traders?

05/19/2019

Does a foreign business have the same tax structures as the US?

Availability of direct deposits

05/12/2019

When does the bank have to make ACH direct deposits available for withdrawal?

Treasury checks and funds availability

05/05/2019

Are deposits of U.S. Treasury checks (for a tax refund, for example) always subject to the next-day availability requirement in Regulation CC?

Funds availability – local government checks

04/28/2019

Our bank is in New Hampshire, near the Massachusetts border. We have several depositors who work for the City of Haverhill (MA) who deposit their municipal paychecks in our bank. Are these checks “checks drawn by a unit of general local government” that we must recognize as next-day availability checks?

‘Click me to enroll’ isn’t enough

04/28/2019

Our customers who want e-disclosures click on an “Enroll Me” link. Is that good enough for compliance?

Do I change title on a debtor in possession account?

04/28/2019

On a debtor-in-possession account, can it be left alone as it was originally set up?

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Most Popular Operations Content

Conditions for customers making EFT claims

06/16/2019

When Reg E does apply, what kind of requirements can we place on the customer? Can we require that they file a police report or prove they have attempted contact with the merchant first?

Handling creditors of deceased customer

06/16/2019

If a creditor inquires about a debt owed how would it be handled with the Privacy Act?

Can a trust own a business?

06/16/2019

Can a trust be the sole owner of a business like a sole proprietor?

Return if Overdrawing? ACH Debit with "Reversal"

06/16/2019

If an ACH debit comes in with the word "reversal" in what I will refer to as the title, can we return it if it is overdrawing the account?

Vehicle title loans

06/16/2019

What is a vehicle title loan?

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