With all the change going on inside our bank during this economy, much attention has been focused on expense reduction and process improvement. How do we focus on revenue growth during all the turmoil?
I was asked to identify improvements to our credit risk assessment process. The more I researched, the more overwhelming the task became. Analysts want me to dive into every minute detail of stress testing and spreading while the executives want me to focus on how to maintain healthy margins and credit quality. Where is the best place to start?
What do regulators want us to check for to satisfy stress testing requirements?
How can we stress test if we don’t have all of our data in a single database?
Our primary regulatory wants us to stress test our commercial and consumer loan portfolios. What should we be thinking about to get started?