01/19/2020
We mailed the borrower’s Loan Estimate and they emailed us that it was received, and they want to proceed with the loan. Can we act on this emailed notice?
03/07/2005
When a customer is denied a debit card, what kind of notice must he/she receive? At previous banks we used a form similar to an adverse action for loans, but it didn't have as much info on it. Where can I find this info in the regs?
12/01/2003
The bank I am presently employed at pulled a credit report on me before they hired me. Unfortunately, since my date of hire, I have had financial difficulties, and my credit is ruined. My supervisor just informed me they are going to start to do annual credit reports on employees. Is it possible for them to terminate me? I started here February 26, 2003 and received "Employee of the Month" in August. I know they are very happy with my performance here, so the only thing I'm worried about is my ruined credit. Any information you can give me regarding this matter would be greatly appreciated.
09/29/2003
If an individual only has a checking account, and you want to run a credit report to check something for suspicious activity, are you allowed to do so and by what reg?
09/29/2003
If an individual only has a checking account, and you want to run a credit report to check something for suspicious activity, are you allowed to do so and by what reg?