Do you recommend including a complaint entry item to identify servicemembers?
The loan estimate must be delivered or placed in the mail not later than the third business day (general rule) after receipt of the consumer's application. As long as you can document that the email was sent not later than the third business day you will be fine.
How is the "In 5 years" disclosure completed for short-term construction loans?
For a home improvement loan, is the Purpose = Home Equity?
How is interest estimated for a multiple advance construction loan?
When do we disclose Property Value instead of Sales Price?
Do temporary construction loans need to receive either a Loan Estimate or a Closing Disclosure?
In regards to Reg B appraisal notices and commercial loans: does the loan need to be secured by a first lien on a dwelling for the notice requirements to apply or is it any dwelling secured loan - regardless of lien position? For example, an LLC is securing a commercial loan with a 2nd lien on a dwelling, do they get the appraisal notice or not?
Reg B: Do you need to disclose the Bank's name and address to a declined business applicant?
Question: Can we make a photocopy of a driver's license and attach it to our signature card or application when we are opening an account?