What are current CFPB Regulatory Initiatives?
Examiners keep saying to assist our customers. We recognize the immediate need and want to help. It’s obvious we can help, and the rules are relaxed now, so what can’t we do?
What do the proposed CFPB rules on debt collection say?
The CFPB recently released new guidance on reporting natural disasters and loans in forbearance. Where can we find this information?
How has CFPB Director Kathy Kraninger attempted to improve and strengthen consumer financial laws and regulations?
Is the CFPB expected to take any UDAAP actions this year?
What actions has Congress recently taken that impact the CFPB?
If a customer opts out of receiving emails under CAN SPAM, but is signed up to receive e-statements, do we need to check that against the opt-out list?
We mailed the borrower’s Loan Estimate and they emailed us that it was received, and they want to proceed with the loan. Can we act on this emailed notice?
Can fair lending violations be expensive?