If credit is denied because of issues related to only one applicant, for example a charge-off, can we disclose that reason to both applicants, and do both applicants get an Adverse Action Notice?
Has there been a case where a lender tried so hard to assist minority applicants that it had a fair lending issue with majority applicants?
Our lender had a request for a reverse mortgage. He provided an Adverse Action Notice, but did he have to, since we don’t offer reverse mortgage loans?
On a debtor-in-possession account, can it be left alone as it was originally set up?
How are multiple accounts insured by FDIC for Chapter 11 Bankruptcy?
Based on the CFPB's latest semiannual report, what are examples of topics of critical importance to the Bureau right now?
What if the court-order says guardian cannot withdraw without court-order?
How long should we keep typical complaint letters?
Can an executor have his or her paycheck deposited into the Estate account?
Do you recommend having scripts to respond to complaints received over the phone and do you recommend taping the conversations?